LAKHOUIL, A. .; SEGDALI, M. . . L’impact de la transformation digitale sur la résilience bancaire au Maroc . International Journal of Economic Studies and Management (IJESM), [S. l.], v. 4, n. 3, p. 491–511, 2024. DOI: 10.5281/zenodo.11394987. Disponível em: https://www.woas-journals.com/index.php/ijesm/article/view/879. Acesso em: 19 jun. 2025.